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What Is Your Dental Treatment Plan?

The endodontist (or the dentist himself) frequently has to do root-canal treatment with ultrasonic cleaner on one or more teeth, either because a nerve is involved already, will be involved after teeth are prepared for crowns, or because one root has to be removed from a tooth in order to save the other two roots.

 
The Compromise Treatment Plan
 
One might one consider not going along with the ideal treatment plan? Usually, the reason for not going for the maximum is money. There are not that many people in a financial position to undertake spending $40,000 to $80,000 on their mouths, even over a two- or three-year period. Does that mean that you have to give up if your mouth needs extensive repairs? No, not at all! There are other approaches for good dental health, which also may help you keep your teeth. Remember, in all treatment plans, the key steps are to eliminate infection in the gum and bone around teeth that can be saved, and extract hopeless teeth. Now, what variables are left that might be handled differently at lower costs?
 
There are some dentists that will agree to a payment plan that will allow you to pay off your dental bill in installments. If in your case your treatment exceeds the yearly limit and treatment is necessary to keep your teeth in good shape, sit down with the dental team that handles payments and come up with a plan that will enable you to pay off your bill at a monthly price that is acceptable both to you and the dentist. There are also third party credit solutions available that are specifically geared to help people with dental costs. Your dentist can often help you find these. You can also go online to find a bank that is willing to lend you the money. Care Credit is one such company that extends credit for those in need of medical or dental care whether they have insurance or not. There are a variety of plans that can be looked into to find out which plans are best for your needs and your dentist's requirements.
 
If your dental treatment is considered a medical necessity then you have the right to appeal to the medical part of your insurance plan to pay for treatment above and beyond what your dental insurance will cover. This will only work if your dental treatment is truly a medical necessity.
 
The Bottom Line
 
When going to the dentist and offered a treatment plan, be sure that you have the coverage before you start. If not, discuss the treatment priorities. Sometimes certain procedures can wait for the next insurance coverage period. If you are in no pain or if delayed treatment will not cause further treatment to be needed, you can often wait until your next year's limit comes around. Though no dentist will advise you to wait, you are the only one who knows what your entire situation is and what you can reasonably afford. The dentist will have your oral health in mind so don't be afraid to sit down with him or her and the staff. Your dentist has your best interests at heart and will work with you in any way they can in order for you to get the proper treatment with dental instruments ou need and to make sure that your insurance benefits are maximized.